Registering a N26 bank account can be a bit tricky, but don't worry, I'll walk you through the step-by-step process. Please note that this tutorial is based on the current requirements and may be subject to change.
As of March 14, 2024, N26 has simplified the account opening process, allowing users from outside Germany to open an account without being required to choose Germany as their resident country. This means that users from other European countries can also open an account without going through the video verification process.
**N26 Bank Overview**
N26 is a German bank founded in 2013 by Valentin Stalf and Maximilian Tayenthal. In 2016, it obtained a banking license from the German financial regulatory authority, BaFin. In 2018, the Chinese tech giant Tencent became a major shareholder.
N26 currently operates in 22 European countries and has over 1,500 employees and offices in Germany, the US, Brazil, Spain, and Austria. It has been ranked among the top 10 most valuable fintech companies in Europe.
**Account Opening Requirements**
To open a N26 account, you'll need the following:
1. A phone number (please note that using a mainland Chinese phone number may result in receiving no or corrupted verification codes).
2. A valid passport (N26 only accepts passports for account opening, not ID cards).
3. A suitable IP location (preferably a European IP address).
4. A genuine European address.