Maya Bank is a digital bank in the Philippines that offers a convenient and secure way to manage your finances. In this guide, we will walk you through the process of registering and using Maya Bank.

**Registration Process**

To register for Maya Bank, follow these steps:

1. Download and install the Maya Bank app from the Apple App Store or Google Play Store.
2. Tap on "Start an account" and enter your first name, last name, and email address.
3. Enter your mobile number and set up your login password.
4. Verify your mobile number by entering the verification code sent to your phone.
5. Complete the registration process by providing your personal information and address.

**Upgrading to Standard Account**

After registering, you will be placed on a standard account status. To upgrade to a standard account, follow these steps:

1. Log in to the Maya Bank app.
2. Tap on the menu icon and select "Upgrade to Standard Account".
3. Follow the prompts to provide your personal information and address.
4. Wait for the account to be upgraded.

**Using Maya Bank**

Once you have upgraded to a standard account, you can start using Maya Bank's services, including:

1. Fund transfer and payment
2. Bill payment
3. Investment and savings
4. Cryptocurrency trading
5. Mobile and online banking

**Key Features**

* 50,000 PHP insurance coverage for your deposits
* 3.5% per annum interest rate for savings accounts
* 4-6% per annum interest rate for time deposits
* Mobile app with QR payment and bill payment functionalities
* Cryptocurrency trading and investment options

**Note**

Please refer to the official Maya Bank website for the most up-to-date information on their services and fees.