After consulting with three banks, I found that the annual internet banking fees range from several hundred RMB to a fixed monthly fee. However, the customer service is often uncooperative, making it difficult to obtain more information. One bank offers a fee-free service, but the internet banking account is suspended for a few months, requiring customers to visit a physical branch or use their mobile banking app. Another bank charges a monthly fee of 50 RMB, but customers can opt out of internet banking and use alternative payment methods. The bank also recommended that new entrepreneurs choose a local bank with fee-free internet banking. Nevertheless, my Linux-based system makes it difficult for me to use internet banking, so I prefer to use the mobile banking app or visit a physical branch. However, the main concern is that some online services, such as WeChat, Alibaba Cloud, and Baidu Cloud, may not support offline check payments. Therefore, I opened a public account and the first thing I did was to register for WeChat's enterprise authentication, which costs 300 RMB, but I must use internet banking to pay for it, which is a major obstacle.