I encountered a situation where I lost access to my GitHub account due to a lost phone with Double Factor Authentication (OTP) not enabled. Because I didn't notice the recovery codes, I was unable to retrieve it. To avoid similar situations, make sure to save your recovery codes by visiting https://github.com/settings/auth/recovery-codes. If your phone is lost or broken, ensure that you have multiple means of recovery, including SSH keys or email access. Be cautious and stay vigilant to prevent account loss.